5 Ways To Save On Your Cell Phone Plan

Having a cell phone is not a luxury these days, its a requirement.  However, this does not mean that you have to pay a fortune to have a cell phone.  There are a number of simple ways to get value from your cell phone plan without paying an arm and a leg.  Along with looking out for better cell phone plan deals there are 5 ways that you can save on your phone bill.

1 – Purchase What You Need

You might be paying $100/month to get an unlimited cell phone plan, but do you actually need it?  Most of us need sufficient full-speed information to be readily available on our phones because we pretty much live life online nowadays.  Therefore it is reasonable that most of us want unlimited data.  However, have you ever stopped to see how much data you are using each month?

Together with WiFi access–at coffee shops, at home, and at work –we might not use as much mobile information as we believe.

Log in to your cell phone account or look at your bill and assess your per month usage–you may be surprised by the outcome.  You might be using 5GB of information every month,  but paying to get the unlimited data plan. If that is true, take a look at cell phone plans that offer less data.

2 – Skip The Phone Insurance

Have you used the cell phone insurance that you pay for?   Just because you have cell phone insurance, it does not mean that your repairs will be free. In reality, having cell phone insurance might actually cost you more in the long-run.  Even with insurance, you may have to pay out of pocket to have your phone repaired.

If you are prone to losing your phone insurance may be worth the investment, however opting out of insurance can save you hundreds.

3 – Opt For Paperless Billing

Many carriers offer small discounts if you sign up for paperless billing and automatic bill payments.  You are able to save money by not having to be reminded to pay your monthly invoice via mail.  In two years, you will save about $100 from paperless billing and automatic payments.

4 – Choose A Strategy With Extras

There are a range of cell phone plans available now that provide extras for free.  These extras are Hulu, Netflix , Amazon Prime, HBO, and much more!   These tv streaming programs are offered with a number of plans.  Make sure that you are aware of what you can get for free with your plan so that you are not paying extra for these separately.

You can also save money by choosing a cell phone plan which provides a mobile hot spot allowance.   A lot of people opt for home internet support, and use their cell phone as a mobile hot spot to get the net.  This can save a great deal of cash every month!

5 – Don’t Be Scared Of Change

Most cell phone plans do not lock you into a contract and carriers make it simple to change your plan and carrier and keep your phone number.  Why change? Because you may find better deals and promotions with other carriers.

Some bargains you can take advantage of by shifting carriers are:

• Buy one, get one free cell phone features
• Tremendous reductions on monthly phone payments
• Discounted monthly plans
• Discounted household plans

Do not be worried of a fee when you leave a carrier.  The only time you might be left with a major bill is if you’re in a contract (though rare nowadays ) or you are still paying back your cell phone in monthly payments.  When you’re still paying back your phone  you will be charged termination fees.  There are a number of carriers that will allow you to repay your phone if you switch to them.