Top 6 Credit Card Offers for Those with Excellent Credit

Are you a responsible spender? Then there are some serious credit card offers worth taking advantage of

Getting a new credit card depends on your needs. You must consider if you want a card that provides travel rewards, cash back, balance transfers or another benefit.

Here are the top 7 credit card offers for those with good credit.

Capital One Venture Rewards Credit Card

This credit card combines both travel rewards and cash back. Some of the features of the card include:

  • A sign-up bonus: You will receive a 40,000 miles bonus after you spend $3,000 between the first three months of card ownership.
  • No Foreign transaction charges
  • 2 miles for each dollar spent
  • No blackout dates
  • Variable interest rate between 13.24%-23.24%

Travel protection

Capital one credit card offers you with travel reservations. If you are unable to pay for your trip, you can use part of your rewards to pay for a portion of it. The card is usually free for the first year. After the first year, you will pay $59 every year.

BankAmericard Cash Rewards Credit Card

This card is good for Bank of America customer. Even though you are not a customer of the bank, this is a good card for credit card rewards and offers a lot of benefits. Some of the benefits include:

  • No annual fee
  • 3% transaction fee
  • Sign-up bonus: when you spend $500 on purchases in the first 3 months, you will receive online cash rewards of $100.
  • Get 1% money back on all purchases. Get 2% money back at wholesale clubs and grocery stores.
  • Get up to 3% cash back on gas purchases
  • Points do not expire
  • No APR for balance transfers within the first 3 months
  • Interest rate ranges from 13.24%-23.24%
  • This card requires a good credit. If you have a minimum of 680 credit score, you can choose this credit card.
  • Citi Double Cash Card
  • This is the best choice if you want to transfer a credit card balance or if you desire to earn cash back rewards. Some of the features of the card include:
  • No annual charges
  • 3% foreign transaction fee
  • No fee on balance transfers for the first 18 months
  • Variable interest rate of between 13.24%-23.24%
  • No reward limits

With this card, your first late payment will be free, and you can select the payment date that you prefer. Before you apply for this card, you will need to have a minimum of 690 credit score

Chase Sapphire Preferred Card

This card offers a lot of bonus for signing, and you will earn more points for dining and travel. Some of the features include:

  • Earn double points on travel and dining
  • Free foreign transaction fees
  • Variable APR between 16.24%-23.24%
  • If you add an authorized user within the first 3 months, you will earn extra 5,000 points.

The first year is free and then you pay $95 after that. You must have a minimum of 690 credit score before you apply for this card.

Blue Cash Preferred Card from American Express

This card offers one of the best money back rewards for gas purchases and grocery. It has a free annual fee

Some of the credit card features of the card include:

  • Statement credit cash back
  • Earn 6% cash back at supermarkets, 3% at gas stations, and 1% on other purchases
  • Free APR for the first year
  • APR is between 13.24%-23.24%
  • 7% foreign transaction fee

The card annual fee is $95, and you will need a minimum of 690 credit score to be eligible. It is a great card for people with excellent credit.

Barclaycard Arrival Plus World Elite MasterCard

With this card, you will earn a huge bonus for signing up, and the recovery options are flexible.

Some of the features of this card include:

  • Double miles on all purchases
  • No foreign transaction fees
  • A 50,000 bonus after you spend $3,000 within the first 90 days
  • 0% balance transfers for 12 months
  • Variable APR between 16.24%-23.24%

The card annual fee is $89, and you will need a minimum of 690 credit score to qualify.

Discover It Cash back Match

For new card members, this card will match all the cash back you earn at the end of the first year. This card is excellent for cash back rewards. Some of the credit card features include:

  • Surplus rewards
  • Free FICO credit score
  • No annual fee
  • Earn extra 1% rewards
  • APR between 11.24%-23.24%

This card will offer you excellent rewards and additional benefits for membership. No sign-up bonus, the card will offer you extra cash back at the end of the first year. You need a minimum of 690 credit score to sign up.

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